Commercial Loan Documentation: The Loan Process and Documentation in Support of Commercial Loan Decisions

Duration: 60 Minutes
The purpose of this one-day session is to provide participants with a good understanding of the loan documentation process requirements. Participants will be exposed to the five steps in the loan documentation process, which include 1. Identifying the Borrower 2. Identifying and Documenting the Collateral 3. Evidencing the Debt 4. Attaching the Collateral 5. Perfecting the Security Interest. Each of the five steps requires certain documents to accomplish their respective purpose. The participant will develop an understanding of each of these documents and know when to use them.
Instructor: David Sawyer
Product ID: 501126
Objectives of the Presentation
  • Application
  • Investigation
  • Evaluation
  • Decision
  • Documentation
  • Administration
  • Collection
All of these phases require some form of documentation in order to protect the banks interest. Loan documentation extends beyond legal documents such as the Promissory Note and Security Agreement but also includes other documents supporting the lender’s decision to approve the loan. Loan Documentation is a critical component in the lending process as it transforms the transaction into a legally enforceable form and clarifies the transaction so that each party understands the details of the lending arrangement.

Why Should you Attend
The Commercial lending process is essential in order to avoid loan losses due to poor documentation especially during a bankruptcy case. Many community banks assign this important responsibility to Loan Officers and Loan Administrators. If not performed properly, poor documentation can cause loans to be essentially unsecured or unguaranteed when the bank expected to have some form of credit enhancement (collateral) as a secondary source of repayment.

Who can Benefit
  • CEO/CFO
  • Board Members
  • Internal Auditors
  • Compliance Professionals
  • Operational professionals
  • Finance Professionals
$300
Recorded Session for one participant
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  $450.00 Training CD
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Live Session - How it works
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  • Login to the audio conference on the scheduled date and time
  • Get answers to your queries through interactive Q&A sessions via chat at the end of the session
  • Download the Certificate of Attendance and Purchase Invoice from your OCP Account 24 hours after the completion of the session
  • Please let us know your thoughts and views at the end of the webinar, your valuable feedback will help us improve
Recorded Session - How it works
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  • Upon purchase of the recorded session a link will be updated on your OCP Account within 24 hours
  • Please click on the link to access the Recorded Session
  • Presentation handouts in downloadable PDF format will be updated on your OCP Account within 24 hours of the purchase of the product
  • Download the Certificate of Attendance and Purchase Invoice from your OCP Account after 48 hours of the product Purchase
  • Please share your valuable Feedback at the end of the session
Instructor Profile:
David Sawyer's experience in banking began in 1981 in the area of credit administration with Central Bank of the South. Since that time he has served in the capacity of senior lender, senior credit officer and president and CEO of a community bank and two regional bank affiliates. His banking experience includes corporate, middle market and small businesses with emphasis on Clending as well as SBA and lending to municipalities.

David has a B.S degree with a major in banking and finance and is a graduate of LSU School of Banking. He recently received Credit Risk Certification from Robert Morris and Associates (RMA). David has enjoyed teaching and training other bankers throughout his career and has held numerous teaching certifications in the banking area.

David lends extensive knowledge and experience in lending, credit analysis and problem loan identification/workout in addition to experience with banking regulators in the present environment.
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